Tuesday, August 20, 2019
Present and Discuss the Views submitted by Socrates and Thrasymachius i
In the first book of the Republic Socrates and Thrasymachus argue about the nature of justice. Thrasymachus claims that justice is the advantage of the stronger. He also claims that Socratesââ¬â¢ arguments against that position stem from a naive set of beliefs about the real intentions of rulers, and an uncritical approach to the way words acquire their meaning. Present the arguments on both sides. Who do you think is right? Justify your position. In the first book of the Republic Plato orchestrates a dialogue between his teacher Socrates and one of his peers Thrasymachus in order to demonstrate the desirable nature of justice. In this essay I shall present Thrasymachus argument that justice is a tool of oppression wielded by the strong over the weak, whereas injustice provides a happy and fulfilled existence, and Socrates notion that justice is a desirable commodity and characteristic that benefits all individuals and is the only way to achieve any common goal. I believe that both philosophers have elements of truth in their arguments, however in the essay I intend to show that it is not possible to agree entirely with either party because of the underlying premise of their argument. I shall demonstrate that neither party has a correct view because they base their arguments on examples whose essence is incompatible with the concept of justice, and refute their claims due to the obvious fallacy of arguing two extremes when con sidering human nature. In the first book of the Republic, Thrasymachus states that justice is not desirable. He describes human behaviour as fundamentally self-interested, and states that justice is ââ¬Ëan advantage of the strongerââ¬â¢ employed to suppress ââ¬Ëthe weakerââ¬â¢ . He submits the view that injustice is therefore preferable in relation to politics and to common living. Thrasymachus postulates that it is right and just to obey the rules of the state created by the ruling power, but that the ruling power will be making rules that benefit themselves. He supports his claim that the ruling power capitalise upon the weaker party by drawing a parallel between the profession of government and the profession of sheep herding: ââ¬ËThe shepherd and the herdsman study the good of their flock and herds (for) the good of their masters and themselvesââ¬â¢ . He considers that rulers rule with the objective of procuring some profit from them. On a basic level ... ... is in favour of ââ¬Ëthe weaker partyââ¬â¢ and is a position of strength that provides a more fulfilling life. However, both arguments attempt to provide an explanation for the nature of justice without defining it and base their arguments on tangible concepts such as crafts and professions in order to give weight to their beliefs. Without a definition of the subject we cannot make a concrete comparison as it is unrealistic to try to prove that the nature of justice is the same as the nature of medicine. In addition, both arguments endeavour to confine human nature to extremes, just and unjust, knowledgeable and ignorant, and good and bad, without acknowledging the depth of the human experience and intermediate levels that we have. The conclusions of these arguments are incongruous with human nature and when we speak of justice, we are trying to define a concept that has distinct links with human nature. Therefore, I cannot say that either of the positions is ââ¬Ërightâ â¬â¢ as neither acknowledge my nature and have attempted to justify that justice is a commodity to desire or expel without explicating justice itself. Word Count: 2120 Bibliography Plato, The Republic, (Penguin Books, 2003)
Monday, August 19, 2019
ACG 2021, Introduction to Financial Accounting, Fall 2000, Exam 1 :: UFL Florida Business Accounting
VERSION A Page 1 ACG 2021C EXAM 1 FALL 2000 NAME _____________________________________ SS# ____________________________ Instructions: NOW: Bubble in your section number on your Scan Sheet. Fill in your name and social security number on this examination and your scan sheet. 1. Listen carefully for any comments your proctor may have related to the exam. Read these instructions carefully. Failure to do so may result in your losing points. 2. This exam consists of 50 multiple-choice questions. Select the BEST answer and mark the appropriate space on the scan sheet with a #2 pencil only. You MUST keep your scan sheet face down on the desk when you are not filling it in. 3. You may use ONLY a non-programmable calculator during the exam. Use of any other calculator will be considered a violation of the honor code. Your exam will be taken from you and you will receive a grade of 0. 4. At the end of 2 hours, you will be told to stop. Put your pencils down IMMEDIATELY. Failure to do so will result in your receiving a zero for the exam. 5. The exam consists of 13 pages, including this cover, and a blank page at the end. Make sure you have all pages and all questions. 6. Have your University of Florida Identification card ready to be checked when you turn in your exam. 7. Assume the accounting entities use a calendar year unless otherwise noted. 8. Assume a 360-day year. 9. When you are finished, turn in your scan sheet, as well as your exam. Answers will be posted on the web after the exams are handed back in class. 10. The University of Florida policy on academic honesty will be strictly enforced. When you are told to open your exam, turn to the first page and find your exam code. Immediately bubble this in on your scantron. VERSION A Page 2 1. As of December 31, Mesa Company has a balance of $5,000 in accounts receivable of which $500 is more than 30 days overdue. Mesa has a credit balance of $45 in the allowance for doubtful accounts. Mesa estimates its bad debts losses at 1% of current accounts and 10% of accounts over thirty days. What adjustment should Mesa make to the allowance for doubtful accounts? A) $95 (credit). B) $55 (credit). C) $50 (credit). D) None, the current balance is correct. E) None of the above is correct. 2. A business's balance sheet cannot be used to accurately predict what the business might be sold for because A) it identifies all the revenues and expenses of the business. B) assets are generally listed on the balance sheet at their historical cost, not their current value.
Sunday, August 18, 2019
Essay on the Importance of Language in The Tempest -- Tempest essays
The Importance of Language in The Tempest à à à In discussing Derrida's view of Western literature, Geoffrey Hartman writes that "Western tradition has been marked . . . by a metaphysics of light, by the violence of light itself, from Apollonian cults to Cartesian philosophies. In the light of this emphatic light everything else appears obscure; especially the Hebraic development of aniconic writing and self-effacing commentary of textuality" (xix). This point is well illustrated by the nature of Prospero's power in The Tempest for his control of natural and supernatural forces is achieved through book-learning the bringing to life of Logos. That which Prospero does not control completely is the vilified character of Caliban. The denigrated and unwilling servant seems to represent Prospero's shadow, and in light of the above statement, perhaps Caliban represents the shadow of our light-infused Greco-Roman style of domination of the material world. The text tells us that when Prospero first arrives on the island Caliban wi llingly reveals its secrets to him. Only when Caliban threatens the chastity of Prospero's daughter, Miranda, does the relationship turn into one of master and slave. Prospero thus draws the line between the shadow realm and purity. His action suggests that sexuality, too, must be kept in a role of servitude if one is to retain control of one's kingdom. In affirming this schism, Prospero simply enforces the dualistic nature of the Western tradition. In heaping scorn upon Caliban, Prospero embodies the West's extreme dualistic nature vis-a-vis its perceived schisms existent between light and dark, mortal and immortal, good and evil. à Caliban's transgression is thus never effaced and brings the diametr... ...are Commentaries. (1877):787-800. Rpt.à Scott. 304-307. Hartman, Geoffrey H. Saving the Text: Literature/Derrida/Philosophy. Baltimore: Johns Hopkins UP, 1981. More, Sir Thomas. "Utopia." The Longman Anthology of British Literature. Vol 1. Ed. Davidà Damrosch. New York: Addison-Wesley Educational Publishers Inc., 1999. 637-706. Platt, Peter. "Shakespeare and Rhetorical Culture." A Companion to Shakespeare. Ed. Davidà Scott Kastan. Massachusetts: Blackwell Publishers Ltd., 1999.à 277-296. Sacks, David Harris. "Political Culture." A Companion to Shakespeare. Ed. David Scottà Kastan. Massachusetts: Blackwell Publishers Ltd., 1999. 100-116. Shakespeare, William. The Tempest. Ed. Rex Gibson. Cambridge: Cambridge UP, 1995. Snider, Denton J. "A review of The Tempest." The Shakespearian Drama a Commentary: The Comedies. (1890). Rpt. Scott. 320-324.
Saturday, August 17, 2019
Introduction of Hospitality Industry
Introduction: During the technology improving, the world is becoming much smaller and more and more integrated; people are more willing and able to pay more time and money on travel and leisure. ââ¬Å"According the World Tourism Organization, international tourism is expected to grow at an average of 4. 1 percent though 2020, ending with a total of 1. 6 billion tourists traveling worldwide. â⬠[1] Therefore there are a lot of opportunities for the hospitality industry to improve.In these years, the hospitality industry had a huge improvement, and many top companies are looking for the new marketing in the emerging economies, such as Carlson, Hyatt, and Hilton. ââ¬Å"Our Ambition 2015 strategy entails growing our hotel portfolio by at least 50 percent to reach over 1,500 hotels in operation by 2015. â⬠[2] However, we are still facing many problems and difficulties in the different hotels, such as Human Resources management, guest satisfactions and food safety. Related article: Relationship Between Hospitality and Tourism IndustryIn this project, I am going to analysis the problem in the hotel and find the solutions for the problem which are based on the academic, then give the SWOT of my topic. I did my internship in Radisson Blu in China; position was F&B cross training, so my problem is based on my own real experiences. My problem is the lack of employees of the F&B Department. The solutions will link to the Human Resources, on the management skill side, that should be team work, time management and motivation.From the project, we will know the working process of the F&B Department, the guestââ¬â¢s satisfactions and how to motivate the employee and let them do the contributions to the hotel. Lack of employees is a general problem for the hotels, so the limit for the research is hard to find the special theory or method to solve the problem. Analysis the Problem: Hospitality is a huge industry. It is a high-growth projected for the glo bal hotel industry.Estimated 112,000,000 employees in the worldwide hospitality industry and this number will only grow. [3] In this situation, every hotel needs a big group of employees; therefore, the lack of employees is a general problem in the industry. Under the background of my experiences, in China, there are not a lot of people willing to join this industry. For the first reason, the wages are not really high. Secondly, cost a long period of time to get a good position. Thirdly, only a few of people did the rofessional education on the hospitality. In my hotel, lack of employees is a main problem, especially for the F&B Department. That causes we cannot make the guests 100% satisfaction, because nobody put the services into the details. Also, the division of labor is not clear also is the consequence. For example, one employee does the lobby bar work; in the meantime she also is a hostess. That means, if the guests are coming together, she is not going to take care both of them. That is a loophole in the work. SWOT Strengths |Weaknesses | |Employees have higher wages because there is a shortage in the |No detail, unique or particular services | |industry |No professional employees so no professional services | |Good environment to work | | |Opportunities | | |More jobs are offering | | |Many new companies and stages in the market | | Solution: The F&B should notice the HR to hire more employees and part- timers. For the employees, the HR and the F&B should work together, use the professional standard to do the particular training which is based on the weaknesses of the ââ¬âââ¬âââ¬âââ¬âââ¬âââ¬âââ¬âââ¬â [1] American Hotel and Lodging Association [2] Carlson official website [3] International Labor Organization
Friday, August 16, 2019
The Co-Operative Bank IMC
Executive Summary The Co-operative Bank Is New Sealant's only bank that Is owned by its customers. Formerly simply a Building Society, the bank Is now looking to grow its customer base as a fully registered bank through a variety of avenues Including appealing to the tertiary student market. This report focuses on the Integrated marketing communications needed for accurately targeting the tertiary market. Firstly, It outlines a situation analysis including a PEST analysis, a competitor analysis, and the target market and the positioning of the Co-operative Bank with regards to its competitors.The communication strategy looks closely into the banks current communications offerings. This analysis focuses on how the companies message combines with its with the imagery used in its advertising. The media strategy outlines how the company has used awareness, universal and emotion strategies in its communications to target the tertiary market. Objectives are then outlined to provide scope f or the banks future MIMIC activities. Finally, the report provides recommendations (Including personal selling, promotion and public relations) and improvements to help the bank reach Its objectives In the next 12 months.As technology is always changing it is important that banks are continuing to update and make changes to their digital platforms to continue to be competitive in the market. 1. 2. 4 Environment -Environmental factors do not have a massive impact over the Co-operative bank forever climate change have some effect on the success of New Zealand businesses abilities to save and service loans. Particularly as New Zealand is an agricultural based society and climate change disrupts farming processes. 2 Competitor Analysis In the tertiary banking sector there are 5 main players that the Bank must compete with.Each has their own drawer however the reality is the base package each bank offers is very similar and in terms of costs, the banks offer students free or relatively f ree banking ââ¬â See Appendix 1. On top of this each bank differentiates itself by offering extra services that are enticing to the student lifestyle. 2. 1 ASP ASP, as well as a relatively free base package, offers students free fries at McDonald's every time they use their card. This ââ¬Å"gimmickâ⬠is attractive to students as it means offer students a large overdraft and a txt when funds are running low. 2. ANZA Ann.'s tertiary package is perhaps the least ââ¬Å"gimmicky' of the big banks. They offer accessible branches and Tam's on campus as they are aware a student is often time poor. 2. 3 BENZ Ban's Younger is known to be extremely innovative and in tune with a tertiary audience's preference for good, simple web design. Their point of difference is an industry leading web application that makes handling finances, something that student have great difficulty doing, every simple. 2. 4 Westward Wastepaper's Student Pace, historically, has used gimmicks such as a free $ 25 upon sign up and a free pizza to engage the tertiary audience to bank with them.In the long term they also offer a ââ¬Å"save and winâ⬠scheme that entices students to bank with them to win money on the money they choose to save. 2. 5 Kickback Kickback has perhaps the most comprehensive banking package. Their extra services include software to help manage your money, no commission currency conversion, free use of ANZA Tams on campus and free txt banking. This shows they are very much in tune with the requirements of being a student in New Zealand which supports Kickbacks main draw card of the bank being a New Zealand owned bank. 2. Co-operative Bank The Co-operative Banks student package is by contrast the least comprehensive. They offer a top interest rate of 5% however their main drawer, even for students, is still the fact that they are not Just New Zealand owned like Kickback but owned by the New Slanderer that bank with them. Growth and Maturity of the Industry New Zea land banks have enjoyed strong growth in lending since the 2008 global downturn. Profits however, are down due to ââ¬Å"increasing regulatory pressures and strong competition in the lending marketâ⬠(KEMP, 2013). Operational Revenue and Profitability At the end of 2013 financial year, the bank recorded profits before rebate at $mm (The Co-operative Bank, 2013). $1 m of this was distributed to customers. As at 31st December 2013 operating revenue reached $4. Mm (The Co-operative Bank, 2013). 5 Strategic Goals The Co-operative Bank has an overall strategic focus on ââ¬Å"achieving long-term refillable growth, based on co-operative principles (The Co-operative Bank, 2013). 6 Target Marketing The Co-operative Bank targets those in the tertiary segment who are motivated by ââ¬Å"good valuesâ⬠.These students, generally 18-25, will be those who are wary of the other big banks and the values they stand for. They will consist of students who are above the other banks ââ¬Å"gimm icksâ⬠and would rather see their money buying some ââ¬Å"goodnessâ⬠rather than get free fries, for example, from a controversial multinational. They will have a solid ââ¬Å"studentâ⬠lifestyle with a low income, low outgoings and will nearly not have any dependents. 7 Market Positioning competitors try to outdo each other with clever marketing and competitive rates they are, compared to other industries, barely distinguishable from each other.As shown in Figure 1, the Co-operative Bank occupies a position that is relatively separated from its competitors in terms of perceived cost and on a values based analysis. Figure 1 ââ¬â Positioning of New Zealand Banks This position clearly demonstrates to their target audience that they are set apart from their competitors as an alternative to banking in system where banks are driven y profits for their (often overseas) investors rather than by the values of and profits for their New Zealand owners/customers.Section 2 8 Communication Strategy Since the banks rebind in 2012 the bank has focused its communications on improving low awareness. It is spearheaded by the message ââ¬Å"driven by your prosperity, not our profitâ⬠; this focus will help the bank achieve its goal to double its customers within 5 years (Stopper's, 2014). The key message the bank wants to convey to its target audience is that it is a values-driven bank that plays fair in a banking landscape that is thought of as the opposite.They use a brand image strategy to convey that although they are able to take calculated risks for the benefit of their customer-owners, they want their audience to know they want their activities to be transparent and ââ¬Å"above the lineâ⬠. The main symbol used by the bank is the infinity sign that consists of the 2 g's in Co-operative Bank, known as the ââ¬Å"prosperity loopâ⬠- See figure 2. The loop is conveniently extracted from the banks name and symbolizes its goal of creating prosp erity, not profit, between the bank and its customer-owners with the benefits flowing between the two entities.This symbol associates potential customers with the brand and its objectives of ââ¬Å"being about mutual benefit and true sustainability. (The Co-operative Bank, 2014, p. 2) Figure 2- The Prosperity Loop The loop is replicated though all forms of media advertising further insisting to its customers an ongoing sense of mutuality and support. In print media, the loop headline type treatment overlays both the heads of customers or their children and links them to the banks message, connecting a potential customer's emotion to the advertisement.The loop could so be seen to symbolism a thought bubble, further personifying the banks message. See figure 3 Figure 3- Print Advertisement This advertisement takes queues from thought leadership marketing as it shows a young, seemingly wealthy man thinking positively about the banks differentiation strategy. As this man represents a li festyle students aspire to participate in and the target market can now link him to the Co-operative bank. In theory, students will be more likely to think positively about, and possibly Join the bank.This links back to the banks goal of doubling its customer base in five years and helps the bank on their way to achieve it. Another brand association used is the companies color palette. The palette is distinctively fresh and focuses on a bright green color ââ¬â see figure 4. This associates the brand with being fresh and distinctive as well as with growth. Natural context. This is important to the brands image as it reflects on New Slanderer emotions as a ââ¬Å"clean, greenâ⬠nation and may help the target market to associate with the bank as an extension of their patriotism.Also the mix of the color green as a symbol of natural growth and money is a reflection of the banks views on sustainable banking. Further, it associates this idea to the Co-operative Banks brand ND rei nforces to tertiary students that their principles will bring ââ¬Å"growthâ⬠to their ââ¬Å"money' in a sustainable way. This is particularly relevant to the target market who currently have low incomes but potential to growth their worth in the next few years. For them it means the bank is on their side and wants to work with them to grow their money in a sustainable way.Figure 4- Color Palette 9 Media Strategy and Appropriation The company, carrying out its awareness strategy for growth, used a broad mix of media mediums including a focus on print but also consisting of a television spot, audio advertising, and limited social media (Backbone, Linked in and Youth) to target a wide range of possible customers (Stopper's, 2014). The campaign is centered on presenting the banks differentiation from other banks as a New Zealand owned bank and the fact it is 100% owned by its customers.Although there was no media directly targeting tertiary students, the Co-operative Banks mix of mediums will have some effect on this target market. Using a universal strategy, as in this case, the bank reaches a large amount of potential customers. It also provides the bank with economies of scale. As a small bank, although not ideal, this strategy is relatively appropriate as, there is limited budget for large scale advertising. The bank has opted to pull resources together rather than loose budget to smaller and perhaps less successful strategies.This is at the cost of targeting specific demographics, such as the tertiary target market, with media strategies tailored to their particular motivations but allows the bank to target all New Slanderer who feel strongly about banking with a New Zealand bank that shares profits with its customers. The content of the advertising draws on emotional strategy and uses a lot of patriotic imagery ouch as beach scenes, trout fishing, and office and cafe culture.These are scenes of New Zealand culture that rouse patriotism in most New Sla nderer and this helps the bank not only reach people who will be interested in how the bank functions due to their patriotism but inform others of the benefits of Joining the bank. This is appropriate for the bank as it is harnessing current events (such as the class action against fees and the 2008 global downturn that have caused a cultural shift in New Zealand society in that people are more skeptical of banks) and building on the emotions they feel .It is therefore prudent for the bank to target the majority of society as the majority of society will be motivated by this emotion to Join the bank. 10 Objectives 1. Increase top-of-mind awareness level of the Co-operative bank within the tertiary market by 50% within the next 12 months 2. Increase knowledge within the tertiary market about the benefit of ââ¬Å"owningâ⬠the bank they are banking with by 50% within the Bank within the next 12 months. 1 Improvements The weakness of the Banks current MIMIC plan lies in the fact t hat it has not tailored the plan to target specific groups such as the tertiary market. This suggests that the relationship between The Co-operative Bank and its tertiary customers is not as connected as it could be. To improve this, the bank does not necessarily have to change its message because as outlined prior, the patriotic and anti-status quo message used by its current offering will appeal to this market and also make the most of the banks industry-relative limited budget.The bank instead should work on making these messages more accessible to the tertiary market in order to improve the communication lines of the banks already strong message. Relationship Reach Include tertiary market specific imagery in print advertising There is a lack of tertiary specific imagery used by creative in the print media. There are a variety of children and young professionals and although some students may see these people as aspirations, they may also feel excluded and therefore disconnected from the banks message as the images are unrepeatable to them at their current age.Create an active twitter account that backs up the banks brand image but also feels like it is maintained by a tertiary student. It will post breaking banking news and intelligently debate key players in the banking industry. Create a presence on campus by locating brochures at campus student finance offices Make brochures available that provides step by step financial planning for students that is branded with Co-operative bank. The brochures will also provide information about the Co- operatives services.The content will be so effective that campus financial planners will recommend them to students. This will increase student's knowledge about the bank. Change billboards near tertiary institutions to have very tertiary student age appropriate creative. Add a scene to the television spot that is directly relatable to by majority of tertiary students. The advert currently has scenes that will appeal t o only a select part of the target market I. E office employees and trout fishers.Adding a tertiary related scene with strong tertiary markers will strengthen the banks relationship with students as they will feel included in their advertising. Promote banks message at campus fairs. Sponsor tertiary events 12 Promotional Mix Recommendations 12. 1 Public Relations and its community based values. Tertiary students will be selected to spend a day in the life of community organizations with a particular emphasis on organizations that purport the interests of tertiary aged students such as canteen and be followed by a documentary team..The outcome will be a documentary series posted on Community Loop's Youth. These videos will expect to be picked up by local media and be interesting enough for students to want to share on Youth. 12. 2 Personal Selling At campus events, the bank would loan its employees to event to handle the financial aspect of the event and at the same time inform stude nts of the banks offerings- supporting and promoting the banks message that it works within the community in a positive way.For example, at the ââ¬Å"Nun Gamesâ⬠, Co-operative Bank employees in ââ¬Å"community loopâ⬠uniform will handle ticket processing at the gate and have the ââ¬Å"community loopâ⬠marquee providing shelter for students. Employees will hold conversations with students about the banks offerings and message. Such a presence evokes brand awareness within in the student community and at the same time, shows off the banks tertiary product. 12. 3 Sales Promotion The bank stands out among other banks as it does not offer students ââ¬Å"gimmicky' promotions with its package ââ¬â See appendix 1 .There is an opportunity here for the Ann. To offer a promotion to students that does not seem as lightweight and also gain attention of the students who are likely to switch to the bank because of its message. The promotion will support the banks community c entered message and feature a system wherein if you sign up you get a free stationary pack (bio-degradable and from sustainable sources) and a child from a low decide school in the local area also gets a pack.The stationary will feature the banks ââ¬Å"Community Loopâ⬠logo. 13 Budget 13. 1 Objective-and-Task Method The bank would use an objective and task method to specify the role advertising will lay for the Co-operative brand and, the budget has been set accordingly. This method has been chosen as it allows the bank to focus on the objectives based on the needs of the bank and therefore reinforce the banks strategy rather than the needs of other factors such as what competitors are doing or how much they can afford.
Economic Impact of Affordable Care Act Essay
Impact of the Affordable Care Actâ⬠The current healthcare system over burdens the economy and is far too costly in comparison to the health benefits it delivers. The United States spends about 50 percent more on healthcare than any other developed country (as a fraction of our total national economy) and we get less for it on what matters. The human capital required to obtain these services leaves many Americans doing without or not receiving the medical treatment required. The Affordable Care Act may be the most controversial legislation in the modern era. It is marketed as healthcare expansion to about thirty million more Americans. The ACA is also designed to do away with some of the unfair elements of the current system. Health insurers currently are able to deny people coverage for ââ¬Å"pre-existing conditionsâ⬠which makes out of pocket costs out of reach for most Americans. As with any piece of federal lawmaking, the ACA was the product of political compromise among parties and interests. (Turner) However, the ACA should help to improve the GDP in the long run. In the short term period, the increase in economic security for American families will also mean an increase in consumer spending. Many uninsured consumers are forced to set aside money in low interest liquid accounts to make sure they have enough to cover unexpected medical costs. With the security provided by health insurance, they can free that money up for consumption that is much more valuable to them. When the federal government expanded Medicaid in the 1990s, the newly insured significantly increased their spending on consumer goods. (Brodwin) More purchases of consumer goods will provide short-run stimulation to the economy and more hiring. Opponents of the act have countered this theory saying it will freeze hiring in some industries. Some employers may resist hiring new workers, at least partly to avoid the high costs of the lawââ¬â¢s mandated health coverage. The health law will require all employers with more than 50 workers to provide health insurance or pay a fine of $2,000 to $3,000 per worker every year. (Yoo) These added costs could result in companies losing the money needed to grow their businesses and hire new workers. It is feared that small business, usually the nationââ¬â¢s most robust job creators, will be hit hardest and many say the requirement would wipe out their profits. It is alleged that the ââ¬Å"slow downâ⬠in hiring has already begin inà anticipation of the ACA. The total cost for healthcare in the US is around 16 percent of Gross Domestic Product, known as GDP. What we pay to doctors and insurance companies directly are included in this, as well as what we pay indirectly to Medicare and other programs. 16 cents of every dollar spent on groceries or clothes that will go to he althcare. This is very high in comparison to most other developed countries that pay between 9-12 percent of GDP. The difference in GDP is almost 5 percent, which works out to be more than half the annual federal deficit. The biggest fear associated to the Affordable Care Act is likely about the financing and ââ¬Å"job-killing taxesâ⬠. There are three primary sources that the law applies new taxes to. The first is on parts of the health care industry like medical devices, pharmaceuticals, and insurance. (Turner) These areas that are receiving a new tax are being asked to ââ¬Å"kick backâ⬠some of the newly created revenue resulted from an increase in paying customers provided by the law. These sectors should benefit on net in a large way. The second is an extension of the Medicare tax on the wealthiest Americans, those with incomes above $250,000 per year. The impact of tax changes on the highest income taxpayers will avoid some of those taxes by re-categorizing their incomes in ways that minimize taxes. There is nothing that suggests that the upper class will actually work less, invest less, or do anything which reduces their ââ¬Å"real contributionâ⬠to the economy. The third major tax provision is a ââ¬Å"free rider penaltyâ⬠of $2000 to $3000 (per employee) on medium and large businesses that fail to provide workers with affordable coverage, forcing those workers to get subsidized insurance via the new insurance exchanges. This will indeed impose a new financial burden on businesses that, unlike competitors, do not pay their fair share of health insurance costs. But the overall impact is likely to be very small. Only 2. 6 percent of businesses will pay this assessment, and the revenue raised will amount to 1. 4 percent of existing spending on health insurance in the U. S. and only 0. 1 percent of wages. ( Turner) The ACA should raise employment numbers for the medical industry in the short run, more than any partial offsets from new taxes on that sector. The ACA should improve the functioning of our labor market in the medium run, by allowing workers to move to the positions in which they are most productive and satisfied without fear of job lock or losing health benefits. The ââ¬Å"economic slowdownâ⬠from taxes on the upper class or the small equity payments imposed on employers should be minimal. In the long run there is a good chance the economy will improve by controlling health care cost. The choice between protecting our most vulnerable citizens and improving our economy is a false one. The ACA should do both. Works Cited Brodwin, David. ââ¬Å"How the Affordable Care Act Helps the U. S. Economy. â⬠US News. U. S. News & World Report, 29 Mar. 2012. Web. 03 Mar. 2013. Turner, Grace M. ââ¬Å"Pro&Con: Affordable Care Act Will Impose New Burdens on Consumers, Businesses. â⬠SouthCoastToday. com. N. p. , 02 Mar. 2013. Web. 03 Mar. 2013. Yoo, Saerom. ââ¬Å"Mid-Valley Social Services. â⬠MidValley Social Services Economic Effect of Medicaid Expansion under Affordable Care Act Comments. N. p. , 07 Feb. 2013. Web. 03 Mar. 2013.
Thursday, August 15, 2019
Children Parents and Family needs Essay
E1 Explain the needs of families which may require professional support. Families may have a variety of needs, in which they need professional support. Families with a large number of children may not have the required amount of living space, this could mean that children are sharing beds, or parents are not sleeping in a room. Children will lack of sleep are proven to concentrate less and develop slower. Families that are suffering with poverty may not be able to afford a house or afford to pay the bills. This is where the family will gain financial support such as housing benefits, their council tax will be paid for them leaving them to pay for water, gas and electricity. Sometimes this help still isnââ¬â¢t enough so families go without heating or hot water meaning they arenââ¬â¢t meeting their basic care needs. Within the community there will be many areas that will offer families in this situation help. They include, sure start centres, food banks, the church and other families. Families in this situation benefit from living in an inclusive community, where the area is safe and free of crime, be it anti-social behaviour of elders or racial harassment. Most areas have community support officers that the children will get introduced to in school or when out on the streets playing. If a family is new to the area and are of a different culture they may struggle to gain help, due to harassment, or lack of communication, be it language problems, or no phone. Money seems to be the main cause of most of the needs that require help. E2 Explain the issues which may lead to stress in families. There are many issues which may lead to or cause stress in a family, these can include, bereavement, new arrivals, a disabled family member, unemployment and poverty. Bereavement has a huge impact on children as well as adults; however children donââ¬â¢t always show that they are being affected. Bereavement will affect the family in different ways depending on who has passed on. If the deceased is a strong main family member, such as a sibling or a main carer the child will be affected hugely, this will have an effect on their whole routine. This could be because they are used to looking that person, or they are used to that person looking after them. A new arrival can cause stress throughout the family, between the primary carers and between siblings, maybe even between children and carers. A baby causes stress between all relationships in a family. The primary carers may begin to argue this is because the child has taken over their day; they may become tiered meaning their mood changes and arguments crop up. The other children in the family may feel left out and start to resent the new arrival. This can cause older children to start misbehaving and younger children may hurt the new baby. A disabled family member will cause stress between the family members, this could be through others interfering, or members feeling left out. When a disabled family member needs a lot of care and attention it takes over the families routine. When the main carers become unemployed it causes stress between them and throughout the family. A change I routine can affect all the family as well as the person becoming unemployed. If that personââ¬â¢s income was used to pay bills then the family may become homeless, they may have to live in a shelter or even worse the streets. Poverty causes stress on all the family they will start to cut back on privileges, this can cause bullying in schools when mufti-day is concerned. E3 Explain the role of parents in childrenââ¬â¢s play and identify appropriate resources and toys. The parentââ¬â¢s role is to keep the child safe and give them many play opportunities throughout the day. This will differ and change regarding the childââ¬â¢s age and abilities. The child will develop at their own speed meaning that they will need different resources to encourage development. It is believed that children learn best through play so neglecting the child of play is potentially stopping the child from learning healthily. It is important that the resources are age appropriate for the children; this is for health and safety mostly due to small parts which may lead to choking. It is important that the toys are working properly too, as if the toy is supposed to talk out loud and flash the child will not be getting the most out of the toy and will lose interest meaning they will not develop. In the first few months of a babyââ¬â¢s life, when they canââ¬â¢t sit up or pick up objects babies like things that sing and move such as mobiles. It is good to look for mobiles with high-contrast colours and patterns. Many babies are particularly fond of mobiles that play music. Small hand held toys such as rattles are good at this age as they will learn if they move their hand they are making the noise. Having soft music or nursery rhymes playing when interacting with the child will allow the parent to see how the baby responds to music. Babies like to see their own refection so a plastic mirror allows them to play safely. Soft books with sensory sections are good for babies to explore, at this age it is usually with their mouths instead of their fingers however if itââ¬â¢s noisy they will scrunch the book to make noise. As they get older (6 months) the baby will have new needs and parents should fulfil them to the best they can. Babies enjoy play mats and activity bars. These usually contain toys that dangle above the child of are around the child when they are lying down this will encourage physical development. Activity bars are good for playing on the move in cars or in prams. Teddyââ¬â¢s become more of a comfort if the child has it constantly so that when they are going somewhere different they have a home comfort which is familiar to them. Rubber toys such as ducks will allow children to chew and explore whilst providing entertainment when squeaking if being gripped. Thick hard board books will allow children to help try and turn pages and they will enjoy listening to the story as well as looking at pictures. At 12 months the baby will start to move more they will have gain a lot of strength in their arms and legs and toys such as large building bricks; push and pull toys; sorting and nesting toys; climbing gyms; balls; crayons; ride on toys; kitchens and picture books. E4 Describe the benefits of communication between children, parents and practitioners. It is beneficial to children, parents and practitioners to have good communication and a professional relationship. This can be good because sometimes parents feel left out and feel they are not making decisions on their childââ¬â¢s life. These decisions can be what they do, what they eat, whether they learn about different cultures if they are involved in lessons such as sex education and lessons involving celebrations such as Christmas and Easter. If a family had a different cultural background their beliefs may be different, meaning that their family may not want them to learn or take part in festive activities. Some cultures have certain food that they canââ¬â¢t eat this is important that it is shared with setting so that we can respect their wishes and uphold their religions to the best we can. By respecting the family practitioners can keep the consistency of care the child is receiving at home. Meaning confusion is unlikely. Practitioners should have good relationships with the children in their setting, if that child is one of their key children it is important that the practitioner builds a relationship of trust so that the child can come to them with any problem or difficulty they may be having. Communication can be in person, however sometimes parents do not have the same language as we do so in this case letter form in their mother tongue is useful. My setting have a baby book that they send home each night giving the parent the information they need such as what they have done, what they have eaten, their bowel movements, how much they have slept and if they have had any injuries, they will also be given a copy of the accident form. E5 Discuss skills and strategies which are effective in supporting families. There are many ways in which settings can support families effectively. Setting can support families by communicating with them as and when needed they can keep them updated on their childââ¬â¢s progress and what is happening by, text, email, letter, newsletter and some will do it in person. Families can also communicate with settings so that they can request they support they need. This can be for a short period of time or long term due to the seriousness of the issue. Providing suitable resources such as books or story sacks will mean that the setting is supporting the family help the child learn at home. This is by allowing children to take home stories to read or by giving them the story sack so have a play with. Story sacks can help when the child is learning a new story such a little red riding hood. In the sack will be toys that will allow them to play and re-enact the story. They can sometimes be given maths activities and games if the child is lacking in a certain area making their learning fun for all the family. Settings can also introduce new services to the family if they require extra help; these can include family support officers, social workers and psychiatrists. This can be for many reasons but will be initially to support the family. E6 Describe the types of support and information available to parents and families. C1 Evaluate the types of support which will enable parents to meet the needs of their children- ââ¬Å"We have defined ââ¬Ëfamily supportââ¬â¢ as all services which aim to promote family wellbeing by improving relationships in families and improving standards of living.â⬠(Bruce.T. pg 32 2007) Childrenââ¬â¢s centres were providing a wide range of such services: home visiting, parenting courses, drop-ins, support groups, family learning activities, adult education and employment support. There are numerous amounts of support and information available for families. This will differ according to required help. All families will have support workers however not all of the families will have social workers. Social workers are used for families that may have difficulties, such as child with disabilities or families where a parent is in or just out of prison or families where the child is lacking in development massively. Families will be offered sure start places, where they will learn new strategies and will be able to talk to other new parents. This is also good for the babies as they can interact with each other and learn how to play and share. The sure start centre by me offers mingle and munch with stay and play from 9.15am- 11.30 followed by bring your own lunch and eat at the centre from quarter to twelve to twenty five minutes past twelve. There is also a stay and play group for two hours on a week day afternoon. They offer families early child care which is affordable, employment and training for families with young children; family support such as home visits, support for parents, information and guidance on parenting and specialist support for families. They offer health services ââ¬â Anti natal advice, midwife sessions, dental care, speech therapists, breastfeeding, health and safety and help with healthy lifestyles. Sure start centers have many positive points these being, local flexibility, services including outreach and home visiting, family support and good quality play, learning and childcare facilities. Some negatives are that some people feel sure start is there to help people that are lacking in care for children, so they are put off. A toy library lends or hires out toys, puzzles, and games, functioning either as a rental shop or a form of family resource program. Toy libraries offer play sessions for families and a wide range of toys appropriate for children at different stages in their development. Toy libraries provide children with new toys every week or two, saving parents money and keeping children from getting bored. Positive reasons for toy libraries are that they allow families to rent and borrow toys so that the children can play with their new interests this can also allow them to develop while the parent saves money to buy them new age appropriate toys to help them develop also some children have short interests so to buy the toys would be a waste if they only get played with once. A child I know took an interest in dolls and prams, so they borrowed one from the toy library which he played with twice and has never shown interest again. Negatives, is that sometime itââ¬â¢s a struggle to get to the library; some parents may be put off as they think itââ¬â¢s not clean and it looks like they canââ¬â¢t provide for their children. If it is a puzzle maybe there are pieces missing, this should be checked but may have been missed. Some children canââ¬â¢t borrow what they want as others already have, and if they brake the toy that child misses out. E7 Explain the role of the practitioner in supporting families- The role of the practitioner in supporting families is to give them all the help and advice you can. When doing this it is important that practitioners respect the codes of confidentiality both ways not speaking about what they have been told unless it is a concern and not telling them information they donââ¬â¢t need to know, this could be about other children, parents or staff. The practitionerââ¬â¢s job is to care for the child and insuring their welfare is paramount. They will do this by observing the child on a regular basis. This is the most important job. To do these practitioners will attend meeting to discuss anything they have concerns about, be it their health or development. If their concerns are put further they will have to attend multi-agency team meetings which will have other professional in to discuss what should happen with the child. ââ¬Å"The Children Act 1989 has influenced setting by bringing together several sets of guidance and provided the foundation for many of the standards practitioners sustain and maintain when working with children.â⬠(Meggit, pg376 2012) The Act requires that settings work together in the best interests of the child and that they form partnerships with parents /carers. It requires settings to have appropriate adult: child ratios and policies and procedures on child protection. This Act has had an influence in all areas of practice from planning a curriculum and record keeping. D1 Describe how the practitioner can recognise when children and adults may be experiencing problems. The practitioner can recognise problems with children if they have looked after them for a long time the children are very familiar to them. They will notice if the child is unhappy or troubled, this can be shown through behavior, lack of interest, be it food or activities. A child will also show their problems through observations; this can be attitude and behavior changes. If the child has emotional stress they will show it through crying, or sometimes through playing, it could be shown in the role play area or just in chit chat with their friends. They will see problems in adults in various ways. If the family are starting to have financial problems this may be shown through cheques bouncing. If there are other problems at home, parents may come in looking upset, tiered, and hot and bothered. Practitioners can tell a lot by someoneââ¬â¢s body language and their facial expressions. D2 Discuss TWO (2) strategies which parents can use for promoting positive behaviour in children. Parents have a range of different strategies for promoting positive behaviour; these include reward charts and time out. Reward charts can be for numerous reasons meaning you can reward them for doing more than one thing. This promotes all types of positive behaviours like using manners, eating all their lunch, tidying their toys, not having an accident, and going to bed at night. The idea is that once they have filled their reward chart they can do something they enjoy. It is important not to take the stickers off them as they will think they are never going to fill it. All theorist believe in praising and rewarding good behaviour. Time out is an effective way of disposing of bad behaviour this is done usually by the same rules. 1st telling the child that it is unwanted behaviour and it is not acceptable, 2nd warning the child that if they do it again they will be put on time out, and 3rd following through and putting them in time out. Parents will then go to them after the correct time and ask them for an apology, if they apologise properly it is suggested that they have a kiss and a cuddle to show that they have been forgiven. However if they donââ¬â¢t apologise they should remain in time out till they realise their behaviour is unacceptable. Many child behaviour theorists support this such as Jo Frost. B1 Analyse some key issues for professionals working in support of families. The key issues for all professionals are building a trusting relationship with the families this is not just with the parents but with the children too, this is so that they can talk to them in confidence about any troubles and concerns they may have when they are given the information practitioner must not break the trust and be confidential with the information unless they feel it needs to be looked in to. Practitioners need to make sure they are not showing any judgements on the family, if judgments are made and are spoken this could lead to the relationship failing and communication dropped if this happens in a setting we cannot make sure the childââ¬â¢s welfare is ok. Language barriers can occur in different ways, these being if they speak a foreign language and if they donââ¬â¢t have an education in your area of profession such as telling a parent you are an EYP will be like talking to them in French they wonââ¬â¢t understand. It is important to be clear to all the family and all the other professionals involved. If the multi-professional team is involved in supporting the family there can be many issues the family have, they may become confused as although they are working to the same aim they are pushing their own area of work more, however this might not be the best option for the child. The parents of the child will become overloaded with information and they may become confused. Families working with the multi-agency team will have many areas of professions working alongside each other to get the child on the right tracks however all the areas are completely different so they will be asking a lot all at once. This will be a lot to take in and parents may feel like there is too much to do. A1 Reflect on the benefits to children, parents, families and practitioners from working in partnership When parents are working in partnership with practitioners it mean they are working towards the same aim as each other. This is important as children are easily confused. If parents are involved in planning it means that they know what is happening in their childââ¬â¢s life at nursery, this is good if the child is too young to talk or has communication problems. It is important to have a good, but professional relationship with the family members of the child in your care, as a practitioner we need to know what is happening in the childââ¬â¢s life at home so we can meet their individual needs, this will be done as and when it is needed. We need to be aware of what they are able to do, regarding religious beliefs and cultural backgrounds. This is important when we are cooking for the children too; we also need to be kept up to date with any medication they are on, any food allergies, what they are allowed to eat and what they arenââ¬â¢t. Sometimes parents feel they need to compete with the childââ¬â¢s key worker as they both have a strong bond with the child. This is usually when a child is in the care of a practitioner for most of the waking day. If parents have concerns they should speak to the key worker and they can put into place an activity, where they are showing pictures of their family and teaching them who they are, for example mummy and daddy. Parents can be resentful towards the setting if the child does something significant in their care, such as first words or first steps. If practitioners are working in partnership and have a good relationship with the parents they will take this on easier than if they donââ¬â¢t have a very good relationship.
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